think - the ethical credit card
The think credit card allows you to make an immediate difference to the environment. The first time the credit card is used, The Co-operative Bank will arrange for half an acre of Brazilian rainforest to be purchased and protected in your name. Additionally for every £100 spent on the card a further 25p will be donated to protecting the rainforest. The think credit card is competitive, with an APR of 12.9% typical / variable.
What you get when you think:
- Half an acre of Brazilian rainforest purchased and protected in your name when you transact on your credit card for the first time, plus a contribution of 25p will be made to Cool Earth for every £100 spent on the card.
- A special rate of 7% pa on products bought from our ethical partners, for 6 months after each purchase** – 12.9% APR typical/variable.
- 7% pa on balance transfers† for 6 months from the date of each balance transfer.
- No annual fee.
- Up to 59 days interest free credit.*
- All our card plastics have been made of PETG, an environmentally friendly alternative to pvc.
- The credit card is provided by The Co-operative Bank, which is still the only UK high street Bank to have a customer led-Ethical Policy.
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or see our Alternative version of the benefits
The thinking person's credit card
By doing your bit to help protect the environment and rewarding you for being more ethical in your purchases, The Co-operative Bank's think credit card helps you make a little difference as you go about your day-to-day life. It's got to be worth thinking about.
Please read...
(These will open in new windows)
- Terms and conditions (Opens as a PDF 0.5Mb)
- Terms of use (Opens as a PDF 0.3Mb)
- Summary box (Opens as a PDF 0.1Mb)
- Credit card protection plan (Opens as a PDF 0.2Mb)
*Providing that you pay the full outstanding balance each month by the due date.
†Excludes balance transfers from other credit cards issued by The Co-operative Bank plc.
**There is a limit of 50 transactions at 7% pa on your account at any one time. If that limit is exceeded, subsequent transactions will attract the standard rate of 12.9% APR typical/variable. As items are paid off or revert to the standard rate, new transactions with our ethical partners or balance transfers will attract the 7% pa rate.
Cool Earth is a registered charity No. 1117978
The Financial Services Authority's tools can help you with budgeting, borrowing and planning for the future: Try their Financial Healthcheck or Debt Test.
For help with choosing the best credit card for you, visit: www.choosingandusing.co.uk
