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Money

Money & everyday finance guides

Bank switching, credit, budgeting and financial resilience for everyday households.

18 guides·4 topics

Featured

Overdrafts Explained

  • An overdraft is borrowing on your current account
  • Arranged overdrafts are agreed in advance; unarranged are not
  • Overdraft interest is usually charged daily
  • Long-term overdraft use can become very costly
  • If you're persistently overdrawn, you may be eligible for support from your bank
Updated 21 May 2026

What do you need to work out?

Pick the closest match. Each path leads to a curated cluster of guides.

I

I want to switch bank

The switch guarantee, what moves, what to check.

4 guides →
I

I want to understand my credit

Credit files, scores, how to improve them.

6 guides →
I

I'm thinking longer term

Savings, budgeting, planning ahead.

6 guides →
I

I'm struggling to make ends meet

Hardship support, debt help, your rights.

2 guides →

Editor’s picks

See all 18 guides →
Key Guide

Budgeting Explained

Updated 24 Sept 2026
Key Guide

Bank Accounts Explained

Updated 26 Aug 2026
Key Guide

Credit Cards Explained

Updated 21 May 2026

Key Guide

4 guides

If you can't pay your bills

Updated 28 Sept 2026

Core Guide

6 guides

Credit Scores Explained

Updated 21 May 2026

APR & Interest Rates Explained

Updated 21 May 2026

Buy Now Pay Later Explained

Updated 21 May 2026

Direct Debits & Standing Orders Explained

Updated 25 Jun 2026

Deep Dive

6 guides

Section 75 & Chargeback Explained

Updated 25 Jun 2026

FCA Authorisation Explained

Updated 21 May 2026

Cooling-off periods

Updated 28 Sept 2026

Breathing Space Scheme Explained

Updated 21 May 2026

Support & Rights

2 guides

Free Debt Advice in the UK

Updated 21 May 2026

Common Scams in the UK Explained

Updated 25 Jun 2026

The full library

Showing 2 guides of 18
Support & Rights

Free Debt Advice in the UK

  • Free debt advice is widely available in the UK
  • Trusted charities are FCA-authorised
  • Advice includes budgeting, repayment plans, and insolvency options
  • Never pay upfront for debt advice
  • Seek help early to prevent escalation
Updated 21 May 2026
Support & Rights

Common Scams in the UK Explained

  • Scammers impersonate trusted organisations
  • Banks and police will never ask for full passwords or one-time codes
  • Never send money due to pressure or secrecy
  • Report fraud to your bank immediately
  • Action Fraud is the UK's national reporting centre
Updated 25 Jun 2026
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